Which of the following is a sign of potential identity fraud?

A client who cannot produce identification for a plausible reason raises significant red flags and is a strong indicator of potential identity fraud. When a client cannot reasonably explain their lack of identification, it may suggest they are attempting to hide their true identity or are otherwise attempting to engage in fraudulent behavior. In legal and financial contexts, the inability to provide identification can be a tactic used by individuals trying to obscure their actions or intentions, making this a clear sign of potential fraud.

While presenting multiple forms of ID might seem suspicious at first, there are legitimate reasons a client may have multiple forms of ID, such as a common practice among individuals who have moved or changed names. Having a matching title document generally indicates legitimacy and ownership. Finally, showing urgency to close a deal can sometimes be normal in high-stakes situations, as well as being a tactic used by legitimate clients, making it a less reliable indicator of fraud by itself. Therefore, the inability to provide adequate identification stands out as a key warning sign in assessing the risk of identity fraud.